---
title: How to Add Prepayment/Bank Transfer as a Payment Method
description: With the payment method Prepayment/Bank Transfer, your customers can manually pay the amount via bank transfer. Here you will learn how to set up this option in the ikas dashboard.
---

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# How to Add Prepayment/Bank Transfer as a Payment Method

## With the payment method Prepayment/Bank Transfer, your customers can manually pay the amount via bank transfer. Here you will learn how to set up this option in the ikas dashboard.

To activate the payment method **Prepayment/Bank Transfer** in your ikas dashboard, follow these steps:

1. **Log in to the ikas dashboard:**
   
   Log in to your ikas dashboard.
2. **Open sales channel:**
   
   Go to the desired **sales channel** in the left menu.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-08-32-png.png?width=670&height=328&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-08-32-png.png)
3. **Open payment settings:**
   
   Click on the tab **Payment Settings** in the sales channel.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-18-13-png.png?width=670&height=302&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-18-13-png.png)
4. **Add payment method:**
   
   Click on **Add Payment Method** at the top right and select **Prepayment/Bank Transfer** from the list.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-18-51-png.png?width=670&height=151&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-18-51-png.png)
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-19-46-png.png?width=670&height=256&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-19-46-png.png)
5. **Enter name and description:**
   
   Give the payment method a name that will be displayed at checkout.
   
   In the description field, add your **bank details** so the customer knows where to transfer the amount.
   
   Example for description:
   
   ```
   Please transfer the total amount to the following account:Account holder: Max MustermannIBAN: DE12345678901234567890BIC: ABCDDEFFXXXReference: Order number
   ```
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-21-41-png.png?width=670&height=361&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-21-41-png.png)
6. **Set restrictions (optional):**
   
   Set a **minimum or maximum basket amount** for which the payment method should be available.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-28-05-png.png?width=670&height=111&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-28-05-png.png)
7. **Edit transfer email template:**
   
   Click on **Edit E-Mail Template** to customize the mail. Here you can, for example, add your bank details again.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-27-37-png.png?width=670&height=87&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-27-37-png.png)
8. **Edit transfer approved email template:**
   
   Via **Edit Payment Approved (Money Transfer)** you can customize the confirmation mail.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-27-15-png.png?width=670&height=87&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-27-15-png.png)
9. **Save:**
   
   Click **Save**. The payment method will now be displayed under **Sales Channel \> Payment Settings**.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-23-51-png.png?width=670&height=79&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-23-51-png.png)
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-24-28-png.png?width=670&height=210&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-24-28-png.png)
10. **Set order price change (optional):**
    
    Select **Add to the order price** \*\*or **Subtract from the order price**. Then enter an amount in **%** or **€** and click **Save**.
    
    If you want to offer a discount or surcharge for this method:
    
    ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-26-43-png.png?width=670&height=139&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-26-43-png.png)
11. **Deactivate or delete payment method (optional):**
    
    If you want to remove the payment method completely, you can delete it via the three-dot menu (…) at the top right.
    
    If you want to temporarily deactivate the payment method, click on **Make Passive** at the top right.
    
    ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-26-17-png-2.png?width=670&height=95&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-26-17-png-2.png)
12. **Limit payment method to specific countries (optional):**
    
    Click on **Edit Active Countries** and select the countries where this payment method should be available.
    
    If the payment method should only be available in certain countries, go back to the payment methods list.
    
    ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-28-59-png.png?width=670&height=44&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-28-59-png.png)

### How does the payment process work?

1. **Customer selects Prepayment/Bank Transfer:**
   
   At checkout, the customer chooses this payment method.
2. **Order status changes to "Payment Pending":**
   
   The order is marked accordingly in the system.
3. **Check incoming payment und approve payment:**
   
   After you have checked the payment receipt in your bank account, open the order in the menu **Orders \> Orders**. In the right area **Transactions** you can manually approve the payment.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-34-12-png.png?width=670&height=144&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-34-12-png.png)
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-34-57-png.png?width=670&height=288&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-34-57-png.png)
4. **Status is updated:**
   
   The order receives the status **Payment received**.
   
   ![](https://support.ikas.com/hs-fs/hubfs/Bildschirm%C2%ADfoto%202025-06-19%20um%2017-55-03-png.png?width=670&height=67&name=Bildschirm%C2%ADfoto%202025-06-19%20um%2017-55-03-png.png)

 

 

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